Since 2018, the Ningbo Municipal Audit Bureau, in accordance with the nineteen major decisions of the party, focuses on regional inclusive financial development, focusing on enhancing the effectiveness of auditing and preventing major financial risks, and protecting the fast lane of inclusive financial construction.
　　First, focus on the problem of "financing difficulties" and strive to resolve the unrealistic risks of inclusive financial services. The audit refers to the real problem of "difficult financing and high financing" of small and medium-sized enterprises. In the special audit of the real economy of the city commercial banks, it pays attention to the contribution degree of the city commercial banks to the financial services of small and medium enterprises and private enterprises, exposes the various kinds of risks that the financial institutions serve in the real economy and promotes the substantial financial services. Achieve actual results.
　　Two is to focus on financial reform and innovation, and strive to guard against potential risks of inclusive financial innovation business. We should focus on the innovation of financial reform, carry out the progress audit of the comprehensive demonstration area of Pratt and Hui, and reveal the problems of the innovative products of financial and insurance, such as catastrophe insurance and other financial and insurance business in the process of advancing, and the defects of the demand of the masses and the design of the insurance system, and put forward reasonable suggestions to prevent the risk of financial innovation and promote the general benefit. The healthy development of finance.
　　Three, based on the strategy of "Rural Revitalization", efforts should be made to reduce the operational risks of inclusive financial services. Inclusive Finance focuses on agriculture, rural areas and farmers, and is an important development direction for promoting financial services. Through carrying out the audit of village and town bank, it can reflect the liquidity risk, credit risk and operational risk in the operation of the new rural financial institutions in time, and promote its continuous strengthening of the direction of benefiting the people, adhere to the law of the market, and promote the effective solution of the shortage of rural financial supply and the lack of service.